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Carlisle Borough Housing Rehabilitation Program

Carlisle Borough provides funding to help property owners maintain their homes through the Carlisle Borough Owner Occupied Rehabilitation Program. This program pays for home repairs, focusing on those to correct code deficiencies, in residences of qualified homeowners. Eligible work items include updating electrical wiring, heating systems, roof repair or replacement, insulation, doors, windows, siding, interior and exterior painting, chimneys, spouting, foundation repairs, kitchens, bathrooms, etc. Assistance is in the form of an interest-free deferred loan, and a mortgage is recorded as a lien against the property. A maximum of $20,000.00 in assistance can be provided per eligible home.

If the home cannot be brought up to code with the $20,000.00 maximum deferred loan, the homeowner is required to provide the additional funds needed in order to complete the job. If the homeowner cannot provide the additional funds, no loan will be given. An application process must be completed before a loan approval is given.

To be eligible for the program, the owner of the property must have resided in the property for at least the last six months. Mobile homes are permissible as long as the resident owns the land on which the mobile home is placed. The homeowner must be current on all property taxes and municipal utilities. Homeowner’s insurance must be in place.

This program is only available to homeowners. Eligibility for this homeowner assistance program is based on total household income using the Qualifying Income Limits chart below. An application process must be completed before a deferred loan approval is given. Contact Micki Paxton at 717-249-0789 x 136 or at toll-free 1-866-683-5907 x 136, or by email: mpaxton@cchra.com for more information or to apply for this program.

2021 Qualifying Income Limits

Household Size

Income Limits

1

$47,550

2

$54,350

3

$61,150

4

$67,900

5

$73,350

6

$78,800

7

$84,200

8

$89,650

Carlisle_OOR_Application.pdf