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FIRST-TIME HOMEBUYER WORKSHOPS
Our First-Time Homebuyer Workshops are free of charge and are designed for individuals and families preparing to purchase their first home, as well as those who haven’t owned a home in many years.
These workshops provide a comprehensive overview of the homebuying process, from start to finish. Participants also hear from guest speakers, including local industry professionals such as lenders and Realtors, who explain their roles and how they can support you along the way.
Visit our Workshop Page by clicking on the button below to view the 2026 schedule, explore the topics covered, and register for upcoming classes.
HOUSING COUNSELING
We’re here to help empower you on your journey through homeownership and financial stability. We support individuals and families on their path to saving for, purchasing, and maintaining a home. Our HUD-Certified Housing Counseling services are free, and we offer personalized resources and guidance to help you achieve and maintain your homeownership goals.
During each session, our Housing Counselor works with you one-on-one to identify your goals, develop a personalized plan of action, and create a financial roadmap toward homeownership and long-term stability. Along the way, we provide trusted guidance, ongoing support, and access to helpful resources.
Some of our topics include:
Credit & Budget Counseling
Our credit and budget counseling can help you better understand your finances and develop a realistic plan to reach your housing and financial goals.
We can help you:
- Create a realistic household budget
- Identify opportunities to reduce spending and increase savings
- Review debts and develop strategies for managing them
- Develop a plan to establish or improve credit
- Understand how payment history, debt, and credit inquiries can affect your credit profile
- Evaluate the potential costs and benefits of renting versus homeownership
- Establish specific, achievable financial milestones based on your individual goals
Pre-Purchase Counseling
Planning to buy a home? Our pre-purchase counseling helps you understand what you can realistically afford and develop a step-by-step plan toward homeownership.
We work with you to:
- Review your income, credit, assets, debts, and housing needs
- Develop a personalized plan with realistic and measurable homeownership goals
- Estimate an affordable monthly housing payment and home purchase price range
- Identify savings and down payment goals
- Explore available down payment and homeownership assistance programs
- Discuss mortgage options and the homebuying process
- Help you prepare for the mortgage application process
- Provide guidance on the importance of obtaining a professional home inspection before closing
Post-Purchase Counseling
Our post-purchase counseling is designed to help homeowners maintain their homes and manage their finances successfully. This service is available for homeowners who are not currently delinquent on their mortgage.
Topics may include:
- Household budgeting and financial management
- Home maintenance and planning for future expenses
- Home improvements and energy-saving upgrades
- Utility costs and ways to manage housing expenses
- Property taxes and homeowners’ rights and responsibilities
- Home equity and refinancing considerations
- Loan and grant programs that may assist with home improvements
- Understanding construction estimates, bids, and contracts
- Working with contractors and addressing concerns with incomplete or unsatisfactory work
- Resources and funding options for accessibility modifications
Still have questions?
Contact our Housing Counselor to get started.