January 12, 2023 | 5:30 pm - 9:00 pm
Classes are free. However, you MUST register and MUST attend both classes to get your certificate of completion.
Please call 717-249-0789 (option 2) or 866-683-5907 (option 2) to register. Leave your name (spell it if necessary), address, and phone number along with your preferred class dates.
The Cumberland County Redevelopment Authority, in partnership with the Pennsylvania Housing Finance Agency, presents the Cumberland County First-Time Homebuyer’s Workshop. This workshop meets one of the requirements of and provides information for Cumberland County’s Affordable Housing Trust Fund Down Payment and Closing Cost Assistance Program; Tri-County HDC homebuyer programs; HUD and PHFA loan products; and USDA Rural Development loan products. Workshop topics include:
⦁ Advantages and Disadvantages of homeownership
⦁ Budget Planning and Record Keeping
⦁ Mortgage Qualifying
⦁ Searching for your home
⦁ Loan Application Process
⦁ Closing the Real Estate Transaction
⦁ Taking Possession of Your Home
⦁ Priorities as a New Homeowner
⦁ Home Repair and Maintenance
⦁ Predatory Lending
⦁ Avoiding Foreclosure
⦁ Fair Housing